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Senior Loan Originator

hello, i'm Michelle O'Rear

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

Michelle O'Rear

Senior Loan Originator
Kansas City, MO
1201 NW Briarcliff Parkway, 2nd Floor, Suite 220
Kansas City, MO 64116
NMLS #928910
CO – DRE MLO | FL – OFR MLO: LO22230 | IL – DFPR MLO: 031.0033198 | KS – OSBC MLO: LO.0029361 | MO – DOF MLO: 928910 | GA – DBF MLO: 928910 | OK – DCC MLO: MLO32857 
office 816.782.8742
cell 913.526.9981
EMAIL
morear@1hallmark.com
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  • About Me
  • Testimonials
Michelle O’Rear is an optimistic and enthusiastic sales professional with over 10 years of experience as a loan originator in residential mortgage lending. She is skilled at developing the right action plan for each of her client’s unique needs and committed to helping them choose the best loan products for their specific mortgage interests.

Starting out in jewelry sales over 25 years ago, Michelle understands buying a diamond ring or buying a home can be one of the most impactful emotional decisions we face in our lives. With this mindset, she strives to deliver a thoughtful, consistent, and professional experience to each client.

Awarded the Five Star Professional Award Five years in a row, she attributes her success to her ability to listen to customers and put their needs first.

In her free time, Michelle enjoys spending time with her kiddos and husband visiting the zoo, spending the day at the Fun Farm, and trips down to Branson, MO.
Email Me

4.978

☆☆☆☆☆ 4.978/5
76 REVIEWS
5.00

"Michelle made buying my house a great experience. I can’t believe how lucky I was to have her help me thru the process. In my opinion, she is one of the best."

Benjamin I. - Kearney, MO

April 14, 2025
5.00

"Very pleasant explaing all documents needed and good communicatin skills"

Gerald S. - Holt, MO

April 8, 2025
5.00

"Im kinda dumb and Michelle made everything easy for me to understand."

Andrew H. - Kansas City, MO

March 19, 2025
Michelle O’Rear is an optimistic and enthusiastic sales professional with over 10 years of experience as a loan originator in residential mortgage lending. She is skilled at developing the right action plan for each of her client’s unique needs and committed to helping them choose the best loan products for their specific mortgage interests.

Starting out in jewelry sales over 25 years ago, Michelle understands buying a diamond ring or buying a home can be one of the most impactful emotional decisions we face in our lives. With this mindset, she strives to deliver a thoughtful, consistent, and professional experience to each client.

Awarded the Five Star Professional Award Five years in a row, she attributes her success to her ability to listen to customers and put their needs first.

In her free time, Michelle enjoys spending time with her kiddos and husband visiting the zoo, spending the day at the Fun Farm, and trips down to Branson, MO.
Email Me

4.978

☆☆☆☆☆ 4.978/5
76 REVIEWS

 | View All Reviews

5.00

"Michelle made buying my house a great experience. I can’t believe how lucky I was to have her help me thru the process. In my opinion, she is one of the best."

Benjamin I. - Kearney, MO

April 14, 2025
5.00

"Very pleasant explaing all documents needed and good communicatin skills"

Gerald S. - Holt, MO

April 8, 2025
5.00

"Im kinda dumb and Michelle made everything easy for me to understand."

Andrew H. - Kansas City, MO

March 19, 2025
5.00

"Everything went smoothly and communication was fantastic"

Kerry W. - West Lafayette, IN

May 12, 2025
5.00

"Easy to work with, extremely knowledgeable! Very pleasant experience!"

Quentin Q. - North Judson, IN

May 6, 2025
5.00

"Fast, efficient, and effortless"

Jason C. - Granger, IN

May 4, 2025

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COMPLAINT AND LICENSING INFO

Complaints may be directed to Hallmark Home Mortgage at 855.249.7731 or an email may be sent to: complaints@1hallmark.com

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7421 Coldwater Road Fort Wayne, IN 46825
888.490.1428 | 260.469.0900

Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com

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    • Contact Us
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