Loan Products

Hallmark Home Mortgage offers a variety of home purchase and refinance products to meet the needs of every homebuyer and any homeowner who would like to leverage the equity they have in their home to achieve their financial goals.

First Time Homebuyers

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FHA Loans

The FHA loan’s combination of low rates, low down payment, and flexible lending guidelines help more homebuyers to qualify for loans. Learn more.

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Down Payment Assistance

Hallmark offers programs that assist homebuyers in Indiana, Michigan, and Ohio with making down payments and potential tax credits. Learn more.

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USDA Loans

We’ve partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas. Learn more.

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VA Loans

Veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, can apply for a Veteran’s Administration loan with 0% down, no cash reserves, and no application fee. Learn more.

Builder / Construction Loans

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Construction Loans

Hallmark has developed a number of programs to help with home constructions. Apply today and one of our Mortgage Loan Originators will help you find the best loan option for you.

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Toolbox Renovation Loans

Hallmark Home Mortgage is your partner for renovation. Our exclusive Toolbox Mortgage is the solution for properties in need of remodeling updates. Learn more.

Specialty Loan Products

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Doctor Loan Program

Designed for Physicians, Residents, Ophthalmologists, and Veterinarians…Hallmark Home Mortgage recognizes the special financial needs of physicians today. Learn more.

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Jumbo Loans

Higher loan amounts with flexible guidelines for borrowers who can demonstrate the ability to repay. Jumbo loans are loans that are $1 over the maximum conforming loan amount.

Traditional Loan Products

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FHA Loans

The FHA loan’s combination of low rates, low down payment, and flexible lending guidelines helps more homebuyers to qualify for loans. Learn more.

usdarural

USDA Loans

We’ve partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas. Learn more.

valoan

VA Loans

Veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, can apply for a Veteran’s Administration loan with 0% down, no cash reserves, and no application fee. Learn more.

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Conventional Loans

Hallmark Home Mortgage offers traditional conventional mortgage loans with fixed rates and a variety of term lengths.

Find a Mortgage Loan Originator

Our mortgage professionals are ready to help you in Indiana, Kentucky, Missouri, Ohio, and North Carolina.

Mortgage Resources

Looking for answers about the mortgage process? We're here to help.

Calculate Your Payment

Our easy to use mortgage calculator can help you determine a payment that is right for you.