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refinance mobile

refinance

make your home more affordable.

You could pay off your mortgage faster and save money on interest by refinancing.

Is now the right time to refinance?

The mortgage professionals at Hallmark Home Mortgage will analyze your goals and financial position to provide you helpful information when considering if a refinance is suitable for you. Reach out today to get the process started.

Lower Payment

Lower Payment

A lower interest rate can mean lower payments. The amount saved varies based upon your loan amount and interest rates. Depending on your loan balance, even a one percent reduction can lower your payment by over a hundred dollars and cut long-term interest expenses by thousands of dollars.

Lower Interest Costs

Lower Interest Costs

Locked interest rates are not the only way to save money. An Adjustable Rate Mortgage (ARM) generally offers a lower rate in the first years of the loan. If you plan on being in your home for just a few years, an might be right for you.

Quicker Payoff

Quicker Payoff

A reduced loan term allows for a faster payoff. If higher payments are reasonable for you, this is a great option to be out of debt faster.

Cash Out

Cash Out

A cash out refinance can allow borrowers to consolidate debt or make home improvements using their home’s equity.

Quicker Payoff

Quicker Payoff

A reduced loan term allows for a faster payoff. If higher payments are reasonable for you, this is a great option to be out of debt faster.

Cash Out

Cash Out

A cash out refinance can allow borrowers to consolidate debt or make home improvements using their home’s equity.

Refinancing may increase the total number of monthly payments and the total amount paid when compared to your current situation.

refinance CALCULATOR

See how much you can save by refinancing

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NEW MONTHLY PAYMENT

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NEW MONTHLY PAYMENT

CURRENT LOAN DETAILS

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Total Interest Payable

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Total of Payments
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NEW LOAN DETAILS

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Total Interest Payable

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Total of Payments
(Principal + Interest)

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If you refinance, your MONTHLY SAVINGS could be

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Refinancing over the life of your new loan, including closing costs, could SAVE you

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*Information is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees, and terms presented herein are for illustrative purposes only and may not be currently available. The calculator has been prepared to assist in illustrating some of the financing options available to borrowers. All payment calculations include principal and interest payments only. They do not include monthly mortgage insurance premiums, property taxes or homeowner’s insurance.*

meet our mortgage loan originators

we're here to help

​A local Mortgage Loan Originator can answer your questions and walk you through the process from start to finish. You can meet in-person or work together digitally. Find an expert perfect for you!
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Tracy White

NMLS# 426431

Fort Wayne, IN
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J Holley Butler

NMLS# 464438

Tyler, TX
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Rob Norman

NMLS# 403969

Indianapolis, IN
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Jeff Davis

NMLS# 298015

Fort Wayne, IN
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Jeff Dettelbach

NMLS# 130498

Indianapolis, IN
Find a loan originator

HOMEBUYING 101

hallmark home learning center

Our blog provides helpful information for those looking to purchase a home and navigate the mortgage process.
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PreApproval

Pre-approval Checklist

Having this information ready will make the pre-approval process easier.

Read More >>
IsNowtheRightTimetoRefinance

Is Now the Right Time to Refinance?

Refinancing: replacing an existing loan with a new loan.

Read More >>
MortgageTerms

Mortgage Terms Defined

Find out what those mortgage terms mean.

Read More >>
PreApproval

Pre-approval Checklist

Having this information ready will make the pre-approval process easier.

Read more >>
IsNowtheRightTimetoRefinance

Is Now the Right Time to Refinance?

Refinancing: replacing an existing loan with a new loan.

Read more >>
MortgageTerms

Mortgage Terms Defined

Find out what those mortgage terms mean.

Read more >>
PreApproval

Pre-approval Checklist

Having this information ready will make the pre-approval process easier.

Read more >>
IsNowtheRightTimetoRefinance

Is Now the Right Time to Refinance?

Refinancing: replacing an existing loan with a new loan.

Read more >>
MortgageTerms

Mortgage Terms Defined

Find out what those mortgage terms mean.

Read more >>

Ready To Take The Next Step?

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Ready To Take The Next Step?

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COMPLAINT AND LICENSING INFO

Complaints may be directed to Hallmark Home Mortgage at 855.249.7731 or an email may be sent to: complaints@1hallmark.com

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CORPORATE CONTACT

7421 Coldwater Road Fort Wayne, IN 46825
888.490.1428 | 260.469.0900

Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com

  • Home
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    • Leadership Team
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    • Purchase
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