our promise to you
“Closing Date” is determined by the agreed upon date listed in your purchase agreement and must contain at least 30 days between your fully executed contract date and your closing date.
Respond to any additional information requests within two business days.
Loans are subject to credit approval. Enrollment is required. “On-Time” guarantee is available on all Conventional Purchase Mortgages for existing homes, not eligible on new construction loans. Eligibility will be confirmed once your loan is fully underwritten and approval letter is issued. “On-time” guarantee is not a loan approval guarantee. Manufactured/modular homes are excluded from the On Time Guarantee. Title discrepancies and/or any delay by third parties outside of Hallmark’s control will not be eligible. If for any reason the loan closing date changes due to a request by the buyer and/ or seller the “On-Time” guarantee is void. Guarantee will be void in all areas declared natural disasters. This program may change or end at any time.