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Construction Loans
Subheading Paragraph of page
Available for primary residence occupancy only.
Down payment of 3.5% can be gifted by family.
Maximum loan limits apply and vary by state and county.
Monthly mortgage insurance (MIP) and upfront premium of 1.75% of the home loan are required.
Borrowers must have a property appraisal from an FHA-approved appraiser.
Closing costs up to 6% can be paid by the seller, builder or lender.
Higher debt-to-income ratios permitted, maximum of 45%.
3.5
%
minimum down payment
6
%
maximum seller concessions
0
income limits
Menu
Home
About
Leadership Team
Homebuying Process
Careers
Meet Our Team
Loan Products
Resources
Manage Account
Mortgage Calculator
eHome
Contact Us
Purchase
Refinance
New Construction
Homebuying 101
On Time Guarantee