Your Mortgage Loan Application Checklist

Having this information ready will make the application process quicker and smoother. 

  • COPY OF DRIVER’S LICENSE(S) or other state issued photo ID
  • W2S FOR LAST TWO YEARS to show your income history
  • MOST RECENT PAYSTUBS showing last 30 days income
  • TWO MOST RECENT BANK STATEMENTS with all pages to show necessary funds to cover closing costs, etc.
  • SIGNED FEDERAL INCOME TAX RETURN for the most recent 2 years including all schedules
  • SIGNED PURCHASE AGREEMENT for purchases only
  • MOST RECENT ASSET STATEMENTS including all pages of 401k, IRA statments, social security, pension letter or 1099, etc. if applicable
  • HOME OWNER’S INSURACE CONTACT INFORMATION including agent name you will be using and phone number
  • CURRENT MORTGAGE STATEMENT if applicable or any other real estate owned to verify taxes and insurance amounts
  • BANKRUPTCY, FORECLOSURE, OR DIVORCE in the past seven years may require copies of court documents/letters of explanation
  • SELF EMPLOYMENT requires business tax returns, K-1’s for partnerships, business tax returns for any partnerships with 25% or more capitol equity position and YTD P&L/financials.

We love showing off the places we call home. Check out our affiliate site HHM.tv where we showcase local businesses, events, and stories in the communities we serve.

Comments Box SVG iconsUsed for the like, share, comment, and reaction icons
This message is only visible to admins.
Problem displaying Facebook posts.
Error: The user must be an administrator, editor, or moderator of the page in order to impersonate it. If the page business requires Two Factor Authentication, the user also needs to enable Two Factor Authentication.
Type: OAuthException
Subcode: 492

Find a Mortgage Loan Originator

Find a mortgage professional near you.

Mortgage Resources

Looking for answers about the mortgage process? We're here to help.

Calculate Your Payment

Our easy to use mortgage calculator can help you determine a payment that is right for you.