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Turn Your Tax Return into a New Home

Are you receiving an income tax refund?

Are you receiving an income tax refund? Your tax refund may go a long way towards a new home purchase. With housing prices and interest rates still at historic lows, buying in today’s market may be more affordable than you think. Below are just a few ways you could use your tax refund towards your new home and the benefits you receive from home ownership.

Closing costs
Use your tax refund to pay your closing costs.

Down payment
As little as 3.5 % down payment for FHA loans.

Moving costs
Don’t let the stress of moving weigh you down.

Pay off debt
Improve your debt-to-income ratio and increase your credit score.

Use as reserves
Keep your tax return in the back as reserves required for some loans.

Pay for mortgage insurance (MI)
Paying MI upfront reduces your monthly payment.

Future tax benefit of buying a home
The interest from your mortgage payment and property tax are tax deductible.

Investment property
This might be an opportunity to expand your business or build a new one.

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COMPLAINT AND LICENSING INFO

Complaints may be directed to Hallmark Home Mortgage at 855.249.7731 or an email may be sent to: complaints@1hallmark.com

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CORPORATE CONTACT

7421 Coldwater Road Fort Wayne, IN 46825
888.490.1428 | 260.469.0900

Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com

Menu
  • Home
  • About
    • Leadership Team
    • Homebuying Process
    • Careers
  • Meet Our Team
  • Loan Products
  • Resources
    • Manage Account
    • Mortgage Calculator
    • eHome
    • Contact Us
    • Purchase
    • Refinance
    • New Construction
    • Homebuying 101
    • On Time Guarantee