Turn Your Tax Return into a New Home

Are you receiving an income tax refund? Your tax refund may go a long way towards a new home purchase. With housing prices and interest rates still at historic lows, buying in today’s market may be more affordable than you think. Below are just a few ways you could use your tax refund towards your new home and the benefits you receive from home ownership.

Closing costs
Use your tax refund to pay your closing costs.

Down payment
As little as 3.5 % down payment for FHA loans.

Moving costs
Don’t let the stress of moving weigh you down.

Pay off debt
Improve your debt-to-income ratio and increase your credit score.

Use as reserves
Keep your tax return in the back as reserves required for some loans.

Pay for mortgage insurance (MI)
Paying MI upfront reduces your monthly payment.

Future tax benefit of buying a home
The interest from your mortgage payment and property tax are tax deductible.

Investment property
This might be an opportunity to expand your business or build a new one.

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