Toolbox Mortgage

Hallmark Home Mortgage is your partner in renovation. Our exclusive Toolbox Mortgage™ is the solution for properties in need of remodeling updates.

  • Buyers have the option of using Hallmark approved renovation builders.
  • Builder approval process is based on builder’s experience and past customer referrals
  • Allow for 2-3 Quick-Draws of renovation funds. All draws are handled locally
  • Encourages neighborhood and community improvements
  • Offers financing on homes in need of renovation and ensures stabilization of property values
  • Conventional only
  • Primary or secondary residence only

90-180

day term

5%

contingency reserve recommended

95%

loan-to-value primary homes

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