The terms “pre-approval” and “pre-qualification” are not synonymous. While a pre-qualification helps define how much home you can afford, a pre-approval signifies that your application information has been verified, your credit score confirmed, and is a commitment from Hallmark to lend. This process grants much more credibility and has multiple advantages:
- Learn about lending options to fit your unique situation.
- Add strength and negotiating power to your offer.
- Close quicker and with no credit surprises.
- Welcomed peace of mind as a Hallmark Home Mortgage pre-approval is local and trusted in the communities we serve.
In this competitive housing market where properties move quickly, request a pre-approval from your local Hallmark Home Mortgage loan originator on your next home and increase your chances of an accepted offer.