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Reasons You Need Homeowners Insurance

People take out homeowners insurance for the same reason they take out car and health insurance: If a home is damaged or someone is injured on the property, insurance helps owners cope with the financial consequences. A home is a huge financial investment, and you should take the steps to protect yourself from accidents and natural disasters. Here are just a few reasons to have homeowners insurance:

Home’s Structure Coverage
Covers rebuilding cost of home’s structure that is caused due to damage by any unforeseen event

Personal Belongings Replacement
Protects your personal property in case of any damage due to a natural disaster or theft.

Liability Coverage
Assists with legal issues if you’re held liable for any kind of injury to someone on your property.

Additional Living Expenses
If the property is damaged and requires you to move out for a certain amount of time, home owners insurance covers additional living expenses for that time period

Medical Payments
The policy covers your loss by paying for medical bills depending upon your policy coverage

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7421 Coldwater Road
Fort Wayne, IN 46825

Toll Free: 888.490.1428
Main Office: 260.469.0900

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Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information.