Having this information ready will make the pre-approval process easier.
COPY OF DRIVER’S LICENSE(S) or other government issued photo ID
W-2 FORMS FOR PREVIOUS TWO YEARS to show your income history
MOST RECENT PAYSTUBS showing last 30 days income
TWO MOST RECENT BANK STATEMENTS to show necessary funds to cover closing costs, etc.
SIGNED FEDERAL INCOME TAX RETURN for the most recent completed year – INCLUDE ALL SCHEDULES
BANKRUPTCY, FORECLOSURE, OR DIVORCE in the past seven years may require copies of court documents/letters of explanation
Being prepared will make the underwriting process much simpler when you find your new home. Additional documentation may be required upon review, but this will give us a great start, and you will be one step closer to owning your new home.