hello, i'm Pam Heck

I entered the Real Estate Market in 1991 as a Real Estate Agent, having a background in sales and marketing. I grew to love the mortgage industry and crossed over to the financing side of the industry in 1996. I built my business over the years by building relationships throughout the Real Estate Community through educational seminars and training programs. I enjoy working with Homebuyers to educate them on the process and ensure they have a great start in their quest for home ownership.

Customer Service is the most important aspect of my business and the number one reason I joined Hallmark Home Mortgage. I strive to make the process as seamless as possible and give my Buyers the information they need to have a smooth transaction. I put my 20 years of knowledge and experience into each new mortgage. I take great pride when a Prior Customer refers their Family and Friends back to me because they had a great experience. I am so happy I came to Hallmark Home Mortgage. I feel like I have joined a family who truly cares about taking care of each and every Customer. The Technology, Process and Culture are key to its success.