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Mortgage Loan Originator

hello, i'm Mike Gowan

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

Mike Gowan

Mortgage Loan Originator
South Bend, IN
54505 26th Street, Suite F
South Bend, IN 46635
NMLS #277101
IN – DFI MLO: 12565 
office 219.874.1088
cell 219.210.9340
fax 866.510.3613
EMAIL
mgowan@1hallmark.com
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  • About Me
  • Testimonials
Hi, I’m Mike Gowan. I am originally from Bucks County, Pennsylvania where I lived until I entered the United States Air Force in August of 1979. I spent eight years as an airborne cryptologic linguist, serving as a trainer, evaluator, and in mission management, and being awarded two Air Medals for flight operations in hazardous conditions as well as an Air Force Commendation medal for my assistance in designing an airborne training platform for the first Gulf War effort.

After living with my family for three years in Okinawa, Japan and then Tucson, Arizona, I left the Air Force in 1987 and moved to Michigan City, Indiana in 1988 and have lived here ever since.

We have definitely found our home here in Michigan City; I have never lived anywhere else where the people are so open and friendly. There is always something going on somewhere locally and I firmly believe that we are all very blessed to live here in such a warm & beautiful town.

I first got involved in real estate in 1990 working as a sales agent for Stan & Vicki Eisner with ERA in Michigan City. Then in 1991, I was offered a position as a loan originator with Waterfield Mortgage by Mari Bradley. I was with Waterfield from 1991 through mid-1994, after which I moved to American Dream Mortgage and was there until we moved to Hallmark Home Mortgage in May of 2008.

I have been married to my beautiful wife Chris since 1980 and we have three sons and six grandchildren. My eldest son Matthew is retired from the United States Navy and now a manager at a nuclear plant in Illinois and my middle son Brian is a supervisor for NIPSCO. My youngest, Charlie, Works at Adidas here in Michigan City. We are pet maniacs and currently have a lab/pit mix named Jojo who is the love of our lives.

In my off-work time, I enjoy building furniture in my wood shop. When not busy with these activities, we love to spend time at the beach.

In my 30 years in the business I have always specialized in purchase mortgages and offer a full range of products to meet your individual needs.

And, of course, we are here to put that expertise to work for you – to help you make your real estate dreams come true – it works, for home buyers and home owners as well as the Realtors® with whom we work to assist them.

For years I have been making my living solely by referral from my satisfied clients as well as a select group of Realtor® friends. I emphasize constant communication between myself, my processor, my customer and Realtor®. Total and complete customer satisfaction is our daily goal.

Give me a call if you would like to purchase a home, refinance your existing home into better terms, or if you are a Realtor® desiring to investigate a stable, honest, responsive, long term relationship with a Loan Officer who is truly looking out for your interests.
Let's chat

4.937

☆☆☆☆☆ 4.937/5
326 REVIEWS
5.00

"Excellent customer service and professionalism with your entire staff!"

Jacquelyn R. - Michigan City, IN

May 14, 2023
5.00

"I felt that Mike and his team clearly communicated with us what information we needed to provide. He also kept us informed of our status and any problems with information."

Jennifer Z. - Hebron, IN

April 26, 2023
5.00

"Mike was always there to answer any questions no matter the time or day! And he went over everything with us so that we would understand all of the numbers and what everything meant."

Stephanie Z. - La Porte, IN

April 21, 2023
Hi, I’m Mike Gowan. I am originally from Bucks County, Pennsylvania where I lived until I entered the United States Air Force in August of 1979. I spent eight years as an airborne cryptologic linguist, serving as a trainer, evaluator, and in mission management, and being awarded two Air Medals for flight operations in hazardous conditions as well as an Air Force Commendation medal for my assistance in designing an airborne training platform for the first Gulf War effort.

After living with my family for three years in Okinawa, Japan and then Tucson, Arizona, I left the Air Force in 1987 and moved to Michigan City, Indiana in 1988 and have lived here ever since.

We have definitely found our home here in Michigan City; I have never lived anywhere else where the people are so open and friendly. There is always something going on somewhere locally and I firmly believe that we are all very blessed to live here in such a warm & beautiful town.

I first got involved in real estate in 1990 working as a sales agent for Stan & Vicki Eisner with ERA in Michigan City. Then in 1991, I was offered a position as a loan originator with Waterfield Mortgage by Mari Bradley. I was with Waterfield from 1991 through mid-1994, after which I moved to American Dream Mortgage and was there until we moved to Hallmark Home Mortgage in May of 2008.

I have been married to my beautiful wife Chris since 1980 and we have three sons and six grandchildren. My eldest son Matthew is retired from the United States Navy and now a manager at a nuclear plant in Illinois and my middle son Brian is a supervisor for NIPSCO. My youngest, Charlie, Works at Adidas here in Michigan City. We are pet maniacs and currently have a lab/pit mix named Jojo who is the love of our lives.

In my off-work time, I enjoy building furniture in my wood shop. When not busy with these activities, we love to spend time at the beach.

In my 30 years in the business I have always specialized in purchase mortgages and offer a full range of products to meet your individual needs.

And, of course, we are here to put that expertise to work for you – to help you make your real estate dreams come true – it works, for home buyers and home owners as well as the Realtors® with whom we work to assist them.

For years I have been making my living solely by referral from my satisfied clients as well as a select group of Realtor® friends. I emphasize constant communication between myself, my processor, my customer and Realtor®. Total and complete customer satisfaction is our daily goal.

Give me a call if you would like to purchase a home, refinance your existing home into better terms, or if you are a Realtor® desiring to investigate a stable, honest, responsive, long term relationship with a Loan Officer who is truly looking out for your interests.
Let's chat

4.937

☆☆☆☆☆ 4.937/5
326 REVIEWS

 | View All Reviews

5.00

"Excellent customer service and professionalism with your entire staff!"

Jacquelyn R. - Michigan City, IN

May 14, 2023
5.00

"I felt that Mike and his team clearly communicated with us what information we needed to provide. He also kept us informed of our status and any problems with information."

Jennifer Z. - Hebron, IN

April 26, 2023
5.00

"Mike was always there to answer any questions no matter the time or day! And he went over everything with us so that we would understand all of the numbers and what everything meant."

Stephanie Z. - La Porte, IN

April 21, 2023
4.83

"Excellent communication, and got the deal done in an expedient amount of time with a more difficult than usual closing!"

Robert S. - Markleville, IN

May 23, 2023
5.00

"Everything was broken down to me since I had no idea what I was doing. Nothing was left out. Everything was done in a timely manner. Just amazing"

Robert N. - Woodburn, IN

May 23, 2023
5.00

"The people at Hallmark are on top of it and are great people to work with!"

Kyle H. - Osceola, IN

May 20, 2023

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Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Hallmark Home Mortgage. To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com

  • Home
  • About
    • Leadership Team
    • Homebuying Process
    • Careers
  • Meet Our Team
  • Loan Products
  • Resources
    • Manage Account
    • Mortgage Calculator
    • eHome
    • Contact Us
    • Purchase
    • Refinance
    • New Construction
    • Homebuying 101
    • On Time Guarantee