I began my career as a mortgage loan officer in 1995. I am experienced, honest, and dependable. I take a hands-on approach with all my clients and encourage them to call me whenever they have questions. From the date of first contact to the application, day of closing, and after, I will be there. I am able to help with any of your mortgage needs, including purchases & refinances for not only your primary residence but also a second home or investment property. Even if you have ‘damaged’ credit, I can help guide you to better credit and homeownership.