The Freddie Mac Home Possible® mortgage offers more options and credit flexibilities than ever before to help low to moderate income borrowers attain their dream of owning a home. In addition to its down payments requirements of as little as 3%, Home Possible offers competitive pricing and the ease of a conventional mortgage.
The Home Ready program through Hallmark Home Mortgage is designed for creditworthy, low to moderate income borrowers. It provides expanded eligibility and flexibility for financing homes in designated low income, minority and disaster impacted communities while supporting sustainable homeownership. Are you Home Ready?
Florida Housing Homebuyer Programs are low 30-year fixed rate first mortgage loans offered to first time homebuyers through your participating lender, Hallmark Home Mortgage. Florida Housing also offers down payment and closing cost assistance in the form of a second mortgage loan to assist eligible homebuyers with their down payment and closing costs. Open the door to more possibilities in Florida with one of the programs below.
Achieve the dream of home ownership with little to no money out of pocket using the Indiana Housing & Community Development Authority (IHCDA) down payment assistance programs. Assistance is based on the loan type and eligible homeowners can receive a forgivable grant of up to 4% of the home’s purchase price that can be applied toward down payment, closing costs or obtaining low interest fixed rate loans. Below is a brief overview of the programs that are offered:
IHCDA FIRST PLACE
NEXT HOME COMBO
Missouri Housing Development Commission is dedicated to strengthening communities and the lives of Missourians through the financing, development and preservation of affordable housing.
MHDC FIRST PLACE LOAN PROGRAM
MSHDA MICHIGAN HOME LOAN PROGRAM
YOUR CHOICE! DOWN PAYMENT ASSISTANCE
GRANTS FOR GRADS
MORTGAGE TAX CREDIT
Hallmark is here to help you navigate the steps to becoming a homeowner and with the help of The Texas Department of Housing and Community Affairs (TDHCA), you are one step closer to buying a home in Texas. The TDHCA strives to provide high quality affordable housing allowing Texas communities to thrive.