I have been a residential loan originator for 25 years. After graduating from Indiana University in 1971 with a BS degree in Real Estate, I managed a real estate office for 13 years. In 1982, I was awarded Realtor® of the Year from the Northeast Indiana Board of Realtors®.
My financial career began at Waterfield Mortgage Company in 1983 when Deborah Sturges hired me as a loan originator. Ironically, in July 2007 Deborah Sturges, now current owner of the newly formed Hallmark Home Mortgage, hired me again as well as my son Nathan Gaier, giving us the rare and exciting opportunity to work together forming The Gaier Team.
I enjoy spending time with my wife, Sandy; my son Nathan and his wife Stephanie; my son Andy; daughter Amanda; and three grandchildren, Colton, Derik and Makayla.
I also enjoy golf, jogging, golf, my lake cottage, golf, riding my motorcycle and …you guessed it…golf.
Hallmark is locally owned. We have processors, underwriters and closers on staff in Fort Wayne and all of the decisions are made right here. We are both a mortgage banker and a mortgage broker, which gives us the unique ability to customize a mortgage to meet your specific needs with a wide variety of products and financing options.
My commitment to you, as my customer, is to find you the best product, at the best rate, and to get you approved in the least amount of time. My partnership with Hallmark Home Mortgage, utilizing multiple investors, allows me to accomplish just that.