• Home
  • About
    • Leadership Team
    • Homebuying Process
    • Careers
  • Meet Our Team
  • Loan Products
  • Resources
    • Manage Account
    • Mortgage Calculator
    • eHome
    • Contact Us
    • Purchase
    • Refinance
    • New Construction
    • Homebuying 101
    • On Time Guarantee
Menu
  • Home
  • About
    • Leadership Team
    • Homebuying Process
    • Careers
  • Meet Our Team
  • Loan Products
  • Resources
    • Manage Account
    • Mortgage Calculator
    • eHome
    • Contact Us
    • Purchase
    • Refinance
    • New Construction
    • Homebuying 101
    • On Time Guarantee
Apply Now
Search
Generic filters
Apply Now

Mortgage Loan Originator

hello, i'm Duncan Cairns

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

I'm here to help you achieve your homeownership dream. I promise to keep you informed and guide you through the homebuying process. I'll be with you every step of the way.

APPLY NOW

Duncan Cairns

Mortgage Loan Originator
South Bend, IN
54505 26th Street, Suite F
South Bend, IN 46635
NMLS #145521
IN – DFI MLO: 13499 | MI – DIFS MLO: 145521 
office 574.243.9515
cell 574.309.6958
fax 574.273.0024
EMAIL
dcairns@1hallmark.com
Facebook-f Twitter Linkedin-in Instagram
  • About Me
  • Testimonials
I am a lifelong area resident, having attended Elkhart Memorial High School and Purdue University. My career in the mortgage industry began shortly after earning my degree in 1989. It has been my pleasure helping people achieve the dream of home ownership ever since.

Hallmark customers can depend upon my 20+ years experience in the mortgage field. I enjoy sharing my knowledge in a wide array of lending products including conventional, FHA, VA, and USDA rural development loans. I also have extensive experience with Indiana’s first-time homebuyer program.

I make it my goal to ensure that the home financing process is as simple and straightforward as possible for every client. I commit myself to making sure that everyone I work with understands the loan process and knows what to expect.

Customers will benefit from the Hallmark Home Mortgage system, featuring a team that allows for excellence in all areas of the loan process. In addition, all processing and underwriting is done in house to ensure your loan will be handled quickly and in an efficient manner.

Whether you are a first time or experienced homebuyer, I look forward to answering all of your questions and earning your business.
Let's chat

4.923

☆☆☆☆☆ 4.923/5
200 REVIEWS
5.0

"Duncan was very organized and knowledgeable. Always eager to answer questions and go the extra mile if needed. Will definitely recommend him to others needing his services."

Cheryl C. - South Bend, IN

May 15, 2022
5.0

"Duncan is a devoted man who works tirelessly and make himself available even in flexible hours or days. He responds to every question or concerns and want to make sure you completely understand."

Daniel N. - Granger, IN

April 22, 2022
5.0

"I am very grateful for all the assistance I received from Duncan. He was very professional, courteous, and easy to communicate with. Duncan made sure I was fully aware of every aspect of the lending process, and made sure I had access to him whenever I had questions. Thank you! Duncan."

Alice M. - South Bend, IN

March 19, 2022
I am a lifelong area resident, having attended Elkhart Memorial High School and Purdue University. My career in the mortgage industry began shortly after earning my degree in 1989. It has been my pleasure helping people achieve the dream of home ownership ever since.

Hallmark customers can depend upon my 20+ years experience in the mortgage field. I enjoy sharing my knowledge in a wide array of lending products including conventional, FHA, VA, and USDA rural development loans. I also have extensive experience with Indiana’s first-time homebuyer program.

I make it my goal to ensure that the home financing process is as simple and straightforward as possible for every client. I commit myself to making sure that everyone I work with understands the loan process and knows what to expect.

Customers will benefit from the Hallmark Home Mortgage system, featuring a team that allows for excellence in all areas of the loan process. In addition, all processing and underwriting is done in house to ensure your loan will be handled quickly and in an efficient manner.

Whether you are a first time or experienced homebuyer, I look forward to answering all of your questions and earning your business.
Let's chat

4.923

☆☆☆☆☆ 4.923/5
200 REVIEWS

 | View All Reviews

5.0

"Duncan was very organized and knowledgeable. Always eager to answer questions and go the extra mile if needed. Will definitely recommend him to others needing his services."

Cheryl C. - South Bend, IN

May 15, 2022
5.0

"Duncan is a devoted man who works tirelessly and make himself available even in flexible hours or days. He responds to every question or concerns and want to make sure you completely understand."

Daniel N. - Granger, IN

April 22, 2022
5.0

"I am very grateful for all the assistance I received from Duncan. He was very professional, courteous, and easy to communicate with. Duncan made sure I was fully aware of every aspect of the lending process, and made sure I had access to him whenever I had questions. Thank you! Duncan."

Alice M. - South Bend, IN

March 19, 2022
5.0

"Excellent experience all around! Closed on time without any issue thanks to the Hallmark team."

Traci K. - Niles, MI

April 17, 2022
5.0

"They were prompt with replies, worked around my schedule and very pleasant to work with. Thank you all!"

Sandra M. - Indianapolis, IN

April 17, 2022
5.0

"From the beginning, I was given great advice that made the entire experience much different than the first time I bought a home. At all times, I felt the team knew what they were doing and were always available for support."

Amy O. - Granger, IN

April 14, 2022

MORTGAGE CALCULATOR

Estimate MY MONTHLY PAYMENT

0.00

Monthly Payment

$0.00

Total Interest Payable

$0.00

Total of Payments
(Principal + Interest)

$0.00

Monthly Payment

$0.00

Total Interest Payable

$0.00

Total of Payments
(Principal + Interest)

$0.00

Your mortgage

Apply Now

Find a loan expert

Manage your account

company

Contact us

Careers

lending options

Mortgage calculations

Mortgage basics

COMPLAINT AND LICENSING INFO

Complaints may be directed to Hallmark Home Mortgage at 855.249.7731 or an email may be sent to: complaints@1hallmark.com

Corporate NMLS:53441 | NMLS Consumer Access
Security & Privacy | Disclosures and Licenses

CORPORATE CONTACT

7421 Coldwater Road Fort Wayne, IN 46825
888.490.1428 | 260.469.0900
Hallmark Home Mortgage, LLC (NMLS # 53441) is an Equal Housing Lender. Hallmark Home Mortgage is not endorsed by any government agency. Reviews and comments have been submitted by customers voluntarily, are solely the views of such customers, and have been screened by Hallmark Mortgage LLC prior to publication in accordance with our guidelines. Customers were not compensated for their reviews/comments but were informed that the submittals may be used in Hallmark Mortgage LLC advertising. Hallmark Home Mortgage, LLC (NMLS # 53441) is not licensed to originate in all states. All rights reserved. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend nor an offer to enter into a rate lock agreement. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Not all offices are licensed in all states. Visit: https://www.hallmarkhomemortgage.com/disclosures for complete licensing information.
Menu
  • Home
  • About
    • Leadership Team
    • Homebuying Process
    • Careers
  • Meet Our Team
  • Loan Products
  • Resources
    • Manage Account
    • Mortgage Calculator
    • eHome
    • Contact Us
    • Purchase
    • Refinance
    • New Construction
    • Homebuying 101
    • On Time Guarantee