I first started in the real estate business in 1987 joining the family business – and sold primary interest in that company back in 2001. My wife and I started our own mortgage company back in 1998 and successfully ran that for 14 years. I have always enjoyed being on the front lines working directly with all types of buyers. Problem-solving is what has led to my success. I have always believed that everyone can own a home, but they must be educated on the responsibilities of owning as well. I am proud to be in the mortgage industry and it is a humbling responsibility to guide borrowers for the most important purchase of their life. I was born here in Lafayette and graduated from Purdue with a business degree. I love basketball, played it too long, but it was worth it. My wife and I have four children. We have three adult daughters, one son at Purdue along with our two dogs. We are lucky enough to have a grandchild that is close enough for us to see often. Hallmark has in-house processing, underwriting, and funding, along with the full menu of mortgage loan products such as FHA, VA, USDA and Conventional. Additionally, we offer the Indiana Bond program that provides down payment money for FHA and Conventional loans, and our own unique product called the Toolbox loan. Our reputation is built on quick closings. I am proud to have joined Hallmark Home Mortgage several years ago, and have a great deal of respect for the way the company is run. Hallmark Home Mortgage has many strengths, but it’s the people who stand out the most. I look forward to helping my past clients and earning the trust of future clients.