hello, i'm Amy Houk

Hi. I’m Amy, a mortgage loan originator who works hard to make sure your pre-approval turns into home ownership.

My goal is to assist each customer in achieving their financial goals. I work to find the best mortgage product available using expertise gained in my 23 years in the mortgage industry. I have had experience working at a title company processing and closing real estate transactions, a local bank as a mortgage processor and closer, a construction loan manager and a mortgage loan originator.

I serve on the board for the Women’s Council of Realtors, the education committee for the Greater South Bend-Mishawaka Association of Realtors and chair the associates council of the Home Builders Association of St. Joseph Valley.

I am a lifelong resident of the Michiana area, and when I am not working to help you get the keys to your new home, I enjoy spending time with my husband and two sons.

My customer service philosophy is to treat every customer with respect and to make their experience as stress-free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible by being honest and trustworthy along with communicating frequently, all while offering sound and reliable advice.

As a representative for Hallmark Home Mortgage, I can assist you with all of your home mortgage needs. Hallmark Home Mortgage offers a comprehensive selection of loan products. I will help you navigate through the mortgage loan process so that you can easily close on your home loan.

I am proud to be a part of the Hallmark Home Mortgage family and I believe that Hallmark is a great choice for all of your lending needs. We are a locally owned company that has everything that you need. We offer a wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house. Once you begin the loan process, your file will be processed and underwritten by a Hallmark employee. This saves you from added headaches and stress, but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!