An Overview of the Home Purchase Process
The loan process to purchase a home has many steps. The walkthrough below provides an overview of that process. We would be more than happy to answer any questions you may have along the way.
Loan officer takes application from customer.
Initial disclosures are provided and the loan goes to the underwriter for initial review.
Loan is sent to processing.
Loan is sent for final underwriting.
If applicable, the Loan Estimate must be signed and returned to obtain clear to close.*
Initial Closing Disclosure signed and returned.*
Loan closing is scheduled.
*A delay in returning the signed copies may postpone closing.