TESTIMONIALS

Fort Wayne Office

Tina Bennett
"In an ever increasingly difficult market, is is good to know that we have reliable partners to work with to help get families into new homes. We depend heavily that you will confirm the customer's decision to build a new home with my company and find the mortgage program that best fits the client's needs and enables them to complete the transaction. Your ability to do this is an invaluable asset to us. I look forward to building many more homes with you and the crew at Hallmark."  Charlie Giese - Westport Homes 
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Michelle Clayton
"In this trying and changing market it is good to know that I have a reliable partner to work with to help get families into new homes. I know that you will assist the customers in every aspect of their decision to buy a new home, and find the mortgage program that best fits the client's needs and enables them to complete the transaction. In all the years that I have worked with you, I am always confident that you make sure all my client’s mortgage processes goes as smooth, and painless as possible. You have always been very helpful, as well as educational throughout the transaction. I look forward to doing many more transactions with you." Dianna Hans  - Owner/Broker of Freedom First Real Estate LLC
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Jeff Davis
"Jeff helped immensely in making my mortgage process as smooth, painless, and educational as possible! He was very helpful, and I would recommend him highly." Lindsay Smith
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Kelly Durnell
"Thanks for your confidence. I didn’t take buying a house lightly, I wanted to do everything right, learn as much as I could and make sure we got a good deal. I still can’t believe we actually own this house! We’re so blessed! Thanks for making it a positive experience! We were fortunate to have a good team of people in the process. Thanks!" Jennifer
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John Gaier
"We highly recommend John Gaier of Hallmark Home Mortgage to our clients and to the visitors of our website. We feel he is, without a doubt, the most knowledgeable and trustworthy in the business. For over 22 years we have worked with John and he has always demonstrated concern for and provided the very best service to the client." Diane Caudill - The Diane Caudill Team
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Nathan Gaier
"As a Buyer's Agent, I expect a very high quality of service to be provided to my clients, I have found Nathan and the Hallmark Team, to meet or exceed my standards many times. Nathan and the Hallmark Team seem to utilize a "common sense" approach to lending. An approach that is all too rare today." Steve McMicahel - Realtor®/Broker/ePro®/ABR, Imagine Real Estate
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Michelle Houlihan
"Ben and I would like to thank you so much for all you did to help counsel us through the home buying process. We really appreciate all of the extra effort you put in to make this huge life transition a pleasant experience! Thank You!" MaryClare and Ben
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Patrick Kinder
"I have worked with Pat Kinder and the staff of Hallmark Home Mortgage for over 20 successful years. They are extremely professional and absolutely dependable. I would highly recommend their company and services!" Bill Loomis - President, Chief Auctioneer Northeast Sales, Inc.
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Mark Meussling
"We've run the entire gamut with Mark: a loan for a building site, a construction loan, first and then second mortgages, plus refi's of both.  Plenty of snags and mini-crises along the way, as there always are with such complex transactions involving so many players and so many rules.

But here's what has always sold us on Mark:  whenever any roadblock pops up, we don't have to become instant experts on the subject to keep things on track.  All we have to do is ring Mark and the issue always disappears before the start of next day's business.  Done badly, these deals can quickly take over your life, but done well, they become a source of real financial strength and flexibility.  Mark has simply always delivered in this regard, simplifying our lives and helping to secure our financial future.  And that's why we keep coming back to him again and again." Thomas P.M. Barnett - Contributing Editor, Esquire Magazine
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Dianne Pierce
"My wife and I have utilized Dianne Pierce's expertise for two mortgage refinances and two home purchases over the years. We can always count on Dianne to keep us updated on rate changes and to provide information. She has always been very helpful and knows the business. We especially appreciate the fact that she takes the time to explain, answer questions and follow through. We know who to call for our future mortgage needs. She is on my speed dial!" Rob Stalf
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Michelle Smekens
"Thank you, the return address labels are great! The move is getting a little better, but I really didn't pack a single thing until I signed for the house. You can understand why I didn't pack. Michelle, thank you isn't enough for all that you have done for me, you believed in me when I didn't. You stepped outside of being my loan officer to become my friend. It was a long process and you said we can get through this. You never gave up on me, and your confidence kept me moving forward. Everything you said to do paid off in the end and the long process was well worth it." Alice
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Jaymi Sullivan
"I purchased a new home in the fall of 2009. We found the perfect home and the perfect mortgage broker! Jaymi Sullivan worked thoroughly and efficiently to close a difficult loan. This situation was difficult because we were purchasing a home that was in foreclosure and therefore there were many challenges affiliated with the closing. When one bank whom we thought was financing the loan came up with a last minute unforeseen rule, she quickly hopped back into motion and found us another way to work within our timeframe with a lower rate! Jaymi’s follow up and professionalism is top notch. I would recommend her to anyone needing a mortgage and would use her again myself!" Jane
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Tonya Sweet
"Jim and I want to thank you again for all of the extra hours and care it took to obtain the loan for our home. It was a terrific effort and one that we so appreciated!" Jim and Cathy Baum
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South Bend Office

Bruce Wirick
"I've worked with Bruce Wirick for the last 15 years. He is the smartest, most hard working and knowledgeable lender I have worked with in my 20 years as a Realtor®.  You can trust him to do what's best for the client and be on top of all aspects of the loan and closing process." Tammy Anders, GRI, ABR - RE/MAX Modern Realty, Inc.
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Cyndi Ash-Ortiz
"Cyndi Ortiz helped us purchase our first house. To say the least, there were a few unexpected problems that arose. She helped us over every hurdle and if not for her, we would still be renting. She went above and beyond her job title to get us in our home and we will always remember that. We have highly recommended Cyndi and will continue to do so!" Curtis and Christina Knight
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Mark Borkowski
"I like working with Mark because he's proven he's someone I can trust. In a world of constantly evolving mortgage products, Mark stays up to date on all the changes and takes the time to figure out the best solution for me and my family." Dave Dewey
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Alan Butt
"This testimonial is to share my recent experiences with Alan Butt. I have now had numerous closings with Alan, all of which have closed on time. The communication level has been great I can always get a hold of him or receive a call back in a timely fashion. I trust my clients completely with Alan, I so much appreciate the honesty and integrity he displays. I would recommend all my friends, family, and clients to experience his expertise as purchasing a home is a huge investment. With Alan your information stays confidential, and he's always there to help you sometimes with strategy that's needed so purchasing a home will be obtainable." Linda Caffery, Realtor® Associate - At Home Realty Group
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Mike Gowan (Northwest Indiana Satellite Office)
"Mike Gowan has provided exceptional customer service over the years. He maintains good communication, forms a strong partnership, and works efficiently to meet the needs of his clients. We have gone to Mike for three different mortgage loans, all of which were handled in a timely manner. We have also referred him with confidence to two other family members that have also experienced great customer service. Mike Gowan is committed to his work and has a strong dedicated staff that strive to exceed the expectations of their clients. We will continue referring our family and friends to Mike Gowan. He is honest, trustworthy, and attentive to the needs of his customers. We will continue to return to Mike with our future financial needs." Robert and Kimberly Lopez
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Jane Koebel
"As a business owner and entrepreneur for the past 25 years I truly appreciate working with Jane Koebel. I can rely on her and trust her when it comes to my personal investments in the mortgage lending and real estate world. She comes recommended highly from my past experiences and satisfaction in both the service and products she offers. Not only has she assisted me personally but also my son and daughter for their home mortgage loans. If you want to experience the same high level of service I recommend contacting Jane Koebel at Hallmark Home Mortgage." Rick Newman, President - Aluminum Extrusions
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Jonathan McKinnies
"Thanks for all of your hard work to get the [buyers] to a successful close! It's a treat to work with such a professional and thorough lender!" Stacy Grove - Cressy and Everett Real Estate
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Nicole Nelund
"I was referred to Nicole Nelund from a family member and was very pleased with how knowledgeable she was and how easy she was to work with. Nicole was a true professional throughout the process and possessed excellent customer service skills. She made the process of financing my home enjoyable." Rick Acrey
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Jennifer Smart (Northwest Indiana Satellite Office)
"Jennifer Smart took care of my loan needs, was professional and she was very patient. I would advise anyone to go to her with confidence. She was the best. God Bless." Tyrone
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Rick Stanley
"Rick Stanley is a very professional loan officer. I have had many transactions with Rick and he does his best to get the process started immediately and closed in a short amount of time. If my clients ever have a question they just pick up the telephone and call Rick directly and get immediate results. Rick keeps all parties to a transaction informed and I highly recommend him." Jim Masterson, Broker/Owner
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Liz Stoll
"I just wanted to say THANK YOU! I appreciate all your help, honesty, and professionalism. It was such a pleasure to meet you and work with you!" Ann
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Evansville Office


Jim Maurer
"I have worked with Jim Maurer of Hallmark Home Mortgage for over five years. As the owner of a home building company, I expect my clients to be treated professionally while receiving a competitive mortgage in an expedient time frame. Jim has always met these expectations." Sky Epperson - Century Home Builders
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Indianapolis Office

Martin Olry
"I would like to offer my thanks to Mr. Martin Olry for a job well done regarding my recent mortgage refinancing... I would highly recommend his services to any client who wants to lower his mortgage costs but has little time and expertise to do all the work alone." Allen W. Meier, DDS
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Bill Austin
"I have come to rely on Bill Austin as a business partner when working with home buyers. It's important to go to closings and have no surprises. Bill Austin does what it takes to ensure a smooth transaction from application to closing. I highly recommend Bill Austin to all my clients." Kelly Ligon - Broker/Owner
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Steve Barnes
"I would like to express my great appreciation for the mortgage lending service that Steve Barnes has provided for me. I have been in the Real Estate business for over 20 years and have worked with many loan originators. Steve Barnes has proven to be prompt, informational and professional with me and my clients. It is always a joy to work with Steve and I have the confidence to know that the job will get done and done right without continued follow up from my end. He makes my job much easier, which has become extremely valuable in today’s Real Estate market." Steve Bell - Managing Broker, Keller Williams Indy Metro West
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Rebecca Fitzwater
"You have been wonderful. Because of you, Chris and I have achieved one of our dreams! We can't thank you enough for all that you have done for us. I really appreciate all of the time and effort you put into helping us. Thank you for everything." Mr. and Mrs. Best
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Dawn Gleason
"You made buying a home a really fun and stress free experience. I appreciate your flexibility and timeliness with meetings and multiple phone calls. I was very nervous about this major venture; however, you made it extremely easy. THANK YOU so much." Allison Northam
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Jon Hayes
"Thank you so much Jon for all of your help with our refinance. You really made this such a simple process and you helped us to understand exactly what we were doing at every step. You are a true professional. Thank you!" Jen and Noel Camire
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Curt Uminger
"He speaks to his clients as if they are his only concern at the time. I appreciate all that Curt has done for me and for my family. I truly believe that no one could have done a better job for us." Chad Hudson
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Neda Ward
"We have known Neda Ward for over 20 years; as a friend and as our mortgage expert. We have the utmost confidence in Neda. She has helped us and our children at least 30 times over the years. We fondly refer to Neda as 'the family banker'. She has a special way of making people feel so comfortable. Her smile can light up the whole room! Everyone needs to have a Neda Ward in their life!" Bud and Lynn Stickle
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Columbus Office

Brett Rigney
"As first-time home buyers, my wife and I didn't know what to expect and were a bit nervous. Brett took the time to walk us through each step explaining every detail. He was very patient with us and our many questions. Now my family and I can spend time enjoying our new home instead of worrying about our mortgage." Chris Wiand
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Michael Eberhardt
"Mike has been an angel for us through this whole experience.  We had a very long "mountainly" road that we had to travel to get our mortgage.  Without his help and support every step of the way,  I don't know how we would have made it.  Above all; one of the most important things that he did that really impressed us was the fact that anytime we called him and I mean anytime; he would call us right back.  He didn't make us wait until he was in the office or wait a couple of days.  He made it seem like he really cared about us and how important it was for us to close on our home.  He kept us informed every step of our application.  Hallmark is very lucky to have such a caring mortgage consultant like Mike.  Thank you Mike for "ALL" that you did for our family!" Christopher & Kimberly Bennett
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Cincinnati Office

David Daniels
"We just closed on our new house with Hallmark Home Mortgage and the experience was truly pleasurable. Typically purchasing a home is very stressful, but Dave of Hallmark was there every step of the way. We felt like we were dealing with a friend rather than a loan officer. I would highly recommend Hallmark to anyone I know looking to purchase or refinance a home." John T.
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Sheri Watkins
"I just wanted to take a few minutes to drop you this little note to let you know how much I appreciate our business relationship and all of the hard work you and your staff consistently display with all of our transactions. I am continually amazed with the dedication and accuracy you and your staff provide with every client. During the time we have worked together you have never let me down and I know when I give you a client everything is going to be accurate and on time. As a busy agent it's nice to know once I hand over a client to you I never have to worry about if it's going to close on time or not." Greg Sharma - Sales Vice President, RE/MAX Unlimited
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