Toolbox Renovation Loan

Toolbox_MortgageAs part of Hallmark Home Mortgage’s commitment to our communities, we have developed the Toolbox Mortgage. The Toolbox Mortgage was designed to help a buyer take a home that they “like” and turn it into a home that they “love.”  The program allows for repairs, updates, and/or add-on to their home. The Toolbox Mortgage is available for anyone interested in purchasing or refinancing a home that is in need of renovations. It streamlines the borrowing process by allowing the cost of renovations to be included in the mortgage. Many homes that are in need of renovations could possibly be sold at a reduced price because of updating and needed repairs, creating positive equity. *Restrictions apply. Connect with a Mortgage Loan Originator to find out if you qualify, and if you’re ready to apply today, click below to be taken to our Branches page to find the branch in your area and select a Mortgage Loan Originator to begin the Online Application process.

  • Buyers are required to use a Hallmark approved renovation builder. The builder approval process is based on the builders experience and past customer referrals
  • Allows for 2-3 QuickDraws of renovation funds. All draws are handled locally
  • Offers financing on homes that need renovation thus aids stabilization of property values

 

 

 

If you are ready to begin the Online Application process, click the Apply Button now

Click here to begin the Online Application process
Click here to begin the Online Application process

 

 

 

Questions? Comments? We want to hear from you!

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*Not available on all loan products.