Testimonials - Mike Gowan

"I have been doing business with Mike for the past few years. Mike is very knowledgeable and always thorough in explaining the loan process to my husband and myself. He always returns a my phone calls in a timely manner and made my husband and I very comfortable in the process of purchasing our home. I constantly recommend friends and family to him and I still call and ask him questions regarding homes and loans. He and his staff are always professional and kind. I look forward to doing more business with him in the near future."

Chris Michaels


"Congratulations on being a part of Hallmark Mortgage. I know that you will continue to give the great service that I've grown to depend on over the years. I always tell my potential buyers that if Mike can't do it ..... it can't be done, at least not right now. Then you put them on a plan and it's up to them to follow it. I really appreciate that about you. You are also so quick to respond and always pleasant and straight forward."

Judith Donaldson, GRI
Broker Manager
Micky Gallas Properties


"Thanks for stopping in the beach office the other day with your new business cards. It was really good to see you and to hear about FHA getting a comeback in this market. I just wanted to say 'thank you' for turning my potential clients into true buyers. Even when things are challenging, I know that when you say they are good to buy that is exactly what you mean. I really appreciate all your extra efforts.

You not only save me time but make me money! What more can one really ask for?"

Shirl Bacztub
Sales Associate
Micky Gallas Properties


"Never could have been easier. Mike Gowan did everything he said he would and had an answer in 1 hour. He just did loan # 5 for members in my family!"

Jeff Lunsford


"Thanks so much for your company's help with our most recent mortgage! This is the second time you have assisted us, and while we carry a higher credit score, you still beat your competition with your personal service. You know your clients by their name and make it a point to take my calls any time. Even though we could have shopped local banks with our great credit, you guys are the best! Lana and I would not look anywhere else for mortgage assistance. You guys are the BEST. PERIOD. If there is anything we can do for you, just let us know!"

Chris and Lana


"Mike Gowan has provided exceptional customer service over the years. He maintains good communication, forms a strong partnership, and works efficiently to meet the needs of his clients. We have gone to Mike for three different mortgage loans, all of which were handled in a timely manner. We have also referred him with confidence to two other family members that have also experienced great customer service. Mike Gowan is committed to his work and has a strong dedicated staff that strive to exceed the expectations of their clients. We will continue referring our family and friends to Mike Gowan. He is honest, trustworthy, and attentive to the needs of his customers. We will continue to return to Mike with our future financial needs."

Robert and Kimberly Lopez


"Mike Gowan and his coworkers at the Michigan City, Indiana, office are usually the first lenders who come to mind when helping our clients find financing. They are quick, efficient and reliable and are a pleasure to work with from the first walk through to closing. We wouldn't hesitate to recommend them to anyone."

Regina and John Zdravich
Dunewood Homes Inc.


"I enjoy working with you. You are extremely intelligent in the business, and very knowledgeable when it comes to what the client needs to get approved for a loan. There are no worries when you tell a client that they have been 'approved'. As a Realtor, I get a lot of questions like 'My lender says I'm approved, but how can I be sure?'.  Well, if I'm working with Mike Gowan, then I can reassure our client and ease their mind that they can go forward and buy a home. My time is important and you know that, so I appreciate you contacting me through e-mail.

Thank you Mike. I'm hoping to call you soon with another prospect!"  

Theresa L Prim
Century 21 1st Team, Inc.


"What can I say about Mike Gowan… I have been a REALTOR for more than 20 years and have worked with Mike for most of that time. I learned many years ago that Mike either has the answer or will have it - quickly. He has never just told me 'It won’t work'. What he usually says is 'It won’t work right now – but if the buyers will do these things to get themselves back on track we can take another look at the situation in (3 months, 6 months, a year…)'. If there is a mortgage product that better fits the buyer that Mike Gowan does not have access to he will tell you who does. Mike has never misled me or a buyer client. If he says he can do something it gets done – and it gets done honestly. Mike is down to earth, easy to talk with and listens. He is honest and straight forward; he is a man of integrity. That is what has kept me using Mike over the past 20+ years.

If you are a REALTOR looking for a Loan Officer to help you get your buyer clients into the right mortgage product for them Mike Gowan is that person.

If you are a buyer looking for a mortgage without any surprises you should talk with Mike Gowan. That’s what I did…"  

Becky Smith-Novak
REALTOR/Broker
McColly Real Estate



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